Monday, March 21, 2011

Boater Preparations for Hurricane Season by on boating safety,hurricane preparedness,boat protection,boating,boat insurance,hurricane safety

Boater Preparations for Hurricane Season


by Kristen Wesch


As we cruise into spring, the warm weather reminds us that boating season is about to begin. Don't let your thoughts of good times and relaxation on the water distract you from that fact that hurricane season also looms in conjunction with the warm weather. Start early with your preparations and planning so that you can relax and enjoy your time on the water.

First, make sure your insurance policy is up-to-date. You should have copies of your policy stored both on and off your boat. Be sure to read through your policy, or call and talk to your agent to find out if there are any specific steps that you need to take in the event of a hurricane in order to be protected. Some policies require specific steps to be taken in order to be sure all attempts are made to protect your boat. If they are not carried out properly, your boat may not be covered if it sustains damage during the storm.

If you keep your boat at home on a trailer, be sure to have a plan of evacuation mapped out well ahead of time. Once an evacuation is ordered, the congestion on the roads, in shelters and at inland hotels is going to increase dramatically. Odds are you're not going to have access to a parking area that will allow "luxuries" like a boat on a trailer. Find somewhere that will accommodate you, and map out the most direct route there.

If you keep your boat on a trailer, plan out your evacuation route well ahead of time, and also map out at least one alternative route. When an evacuation is ordered, roads become chaotic quickly. You'll have to consider other traffic on congested roads, and parking areas that will fill up quickly with those seeking shelter. You will most likely have to go further inland than the majority of evacuees to find somewhere willing to accommodate your boat and trailer.

You should always have at least one back-up plan for each scenario should your plans suddenly fall through, which is not unusual in an emergency situation. Some inland waterways have "hurricane holes" which are areas of water that are somewhat protected from the elements and make it possible to anchor your boat safely if you are unable to get it out of the water. Keep in mind though, that you are not going to be the only water-bound boater seeking shelter in the area - the "hurricane holes" tend to fill up quickly.

Lastly, make sure your insurance is up-to-date, and you have copies of your policy both on the boat and off. Some insurance companies have specific actions that they require you to take in the event of a hurricane. Be sure you know the specific steps you are required to take, if any, or your boat may not be covered if it sustains damage during the storm.




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